Are you eligible for a LendKoi loan?

LendKoi provides accessible credit for immigrants and expats. Find out if you're eligible.

Check your eligibility before applying

A few simple requirements to help you get started. See if LendKoi is right for you.

📍Location

  • You must be physically present in the U.S. when applying

  • LendKoi loans are currently available in New York, New Jersey, and Florida only

🇺🇸Valid U.S. Visa, Green Card, or Legal Status

  • You must have a valid visa, green card, or legal status

  • You must be authorized to work in the U.S

  • Immigration status must not expire within the next 12 months

  • LendKoi currently supports applicants with the following statuses:

    • US Citizen
    • E-1 visa, E-2 visa
    • Green card
    • E-3 visa
    • Gold card
    • H1-B visa
    • L-1 visa
    • O-1 visa
    • TN visa
    • G-1 visa

🪪Social Security Number (SSN)

  • A valid Social Security Number (SSN) is required

🧾Pay Stub

  • A recent paystub is required

🏦U.S. Bank Account

  • Your bank account must be with a U.S. bank or credit union

  • You must be the primary account holder

📞U.S. Phone Number

  • Must be a U.S. phone number from a U.S. mobile carrier

  • Google Voice, VoIP, business, or school numbers are not permitted

Still not sure if you qualify?

Checking your rate won't affect your credit score. Find out in minutes!

Check my rate

No impact on your credit score to check offers

Frequently asked questions

Still have questions? We're here to help