Are you eligible for a LendKoi loan?

We help if you're new to credit, have no credit history, little or limited credit history, no credit score, or are unscorable.

Check your eligibility

Some requirements to help you get started. To check eligibility, rates, and terms, apply now.

📍Location

  • You must be physically present in the U.S. when applying

  • LendKoi loans are currently available in New York, New Jersey, and Florida only

U.S FlagValid U.S. Visa, Green Card, or Legal Status

  • You must have a valid visa, green card, or legal status

  • You must be authorized to work in the U.S

  • Immigration status must not expire within the next 12 months

  • LendKoi currently supports applicants with the following statuses:

    • US Citizen
    • E-1 visa, E-2 visa
    • Green card
    • E-3 visa
    • Gold card
    • H1-B visa
    • L-1 visa
    • O-1 visa
    • TN visa
    • G-1 visa
    • H-4 visa (with EAD)

🪪Social Security Number (SSN)

  • A valid Social Security Number (SSN) is required

🧾Income

  • A recent paystub may be required

🏦U.S. Bank Account

  • Your bank account must be with a U.S. bank or credit union

  • You must be the primary account holder

📞U.S. Phone Number

  • Must be a U.S. phone number from a U.S. mobile carrier

  • Google Voice, VoIP, business, or school numbers are not permitted

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Frequently asked questions

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