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Insights to help you borrow smarter

Explore tips, updates, and guides to help you make confident financial decisions.

How Long Does It Take to Build Credit from Scratch?

May 29, 2025

What Is a Credit Builder Loan — and Should You Get One?

May 29, 2025

Understanding the U.S. Credit Score: What It Is and Why It Matters

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To check eligibility, rates, and terms, LendKoi may request a soft credit inquiry. The soft inquiry will not affect your credit score. If you choose to accept a LendKoi loan offer, a hard inquiry from one or more of the consumer reporting agencies may be required. A hard inquiry may affect your credit score.

Credit offered by LendKoi is subject to available terms, eligibility, and approval. LendKoi may not offer all forms of credit, credit in all states, or to all consumers. Eligibility is based on applicant’s credit profile and applicable underwriting criteria. LendKoi provides content for general information and education, not as professional advice. LendKoi is not a financial advisor. Please consult an expert for personalized guidance. LendKoi is not liable for any losses or financial decisions arising from information provided on this site.

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