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Careers at LendKoi

Build the bridge to fair credit

Millions of people move to America every year and hit the same wall: no U.S. credit history, no credit. We're building the financial platform that makes it easier once and for all —solving a problem that can define a career.

Open Positions

You won't fill a seat here — you'll shape the product, the architecture, and the outcome for every immigrant and expat who uses LendKoi to build a life.

NYC (hybrid)View role

Senior AI/ML Engineer

Stand up the machine learning that powers our lending - credit, fraud, and underwriting models built from scratch.

NYC (hybrid)View role

Founding Full Stack Engineer

Own full-stack delivery across the borrower app, Django API, and integrations at the heart of the product.

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©LendKoi 2026

Origination fees will be charged if applicable.

To check eligibility, rates, and terms, LendKoi may request a soft credit inquiry. The soft inquiry will not affect your credit score.

Credit offered by LendKoi is subject to available terms, eligibility, and approval. LendKoi may not offer all forms of credit, credit in all states, or to all consumers. Eligibility is based on applicant’s credit profile and applicable underwriting criteria. LendKoi provides content for general information and education, not as professional advice. LendKoi is not a financial advisor. Please consult an expert for personalized guidance. LendKoi is not liable for any losses or financial decisions arising from information provided on this site.

Links to third-party websites may have a different privacy policy from LendKoi and may provide less security than this website. LendKoi is not responsible for the products, services, and content on any third-party website.

*Most customers receive a decision within 1 business day. After successful approval and verification, your funds can be deposited in your bank account within 1-3 business days.

**Annual Percentage Yields (APYs) for all Term CDs are accurate as of January 9, 2026. A penalty may be imposed for early withdrawal of principal, and any early withdrawal (principal or interest) will reduce earnings.