We help expats and immigrants build a strong financial future

Creating pathways to financial security, wherever you start your journey.

45M+immigrants in the U.S.

Many struggle to access credit

175+countries represented

Our borrowers are legally in the USA on visas and green cards 🇺🇸

The LendKoi solution

We provide fair credit options designed for legal immigrants, and US citizens new to credit. Our loans help you:

Access better financial opportunities faster

Get the funds you need to move forward

Unlock flexible funds at lower rates

We understand the challenges you face and provide solutions that work for your unique situation

Get started

No impact on your credit score to check offers

Two people in suits shaking hands

Our commitment to you

Empowering you with the tools to borrow responsibly and build a better future

Fair and secure lending

No hidden fees or surprises

Lower rates and flexible terms

Designed to help you succeed

Dedicated to financial inclusion

We believe credit should be accessible

Apply now

Checking is free and won't impact credit score

Get started with LendKoi today

See what loan options are available with no impact on your credit score

Your application is secure. Checking your rate won't impact your credit score.

Frequently asked questions

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