We help expats and immigrants build a strong financial future
Creating pathways to financial security
45M+immigrants in the U.S.
Many struggle to access credit
2025LendKoi
Launched to provide fair credit and helpful opportunities
The LendKoi solution
We provide credit options designed for immigrants, and US citizens new to credit. Our loans help you:
Access better financial and living opportunities faster
Unlock larger, flexible funds at lower rates
Get credit you need to move forward
We understand the challenges you face and provide solutions that work for your unique situation
Get started
No impact on your credit score to check offers
Our commitment to you
Empowering you with the tools to borrow responsibly and build a better future
Fair and secure lending
No hidden fees
Lower rates and flexible terms
Designed to help you succeed
Dedicated to financial inclusion
We believe credit should be accessible
Built by those who understand the challenge
Built with expats, for expats
Josh joined LendKoi to make the process easier for others like him: immigrants navigating the U.S. credit system for the first time.
“I’ve lived the expat experience — starting fresh in a new country with no credit history and limited access to funds. That’s why I’m passionate about making it easier for others to build a strong financial foundation in the U.S.”
Josh Pugh
LendKoi, Expat Advocate
America Josh, Fortnight Digital
Committed to your success
Mobin founded LendKoi with a simple promise: to serve customers with clarity, integrity, and lasting impact.
“Credit is difficult. I started LendKoi to make it easier again, inspired with you in mind. We're driven by a mission to serve the community and committed to helping you achieve your goals.”
Mobin Koohestani
LendKoi, CEO
Goldman Sachs, Barclays
Get started with LendKoi today
See what loan options are available with no impact on your credit score
Your application is secure. Checking your rate won't impact your credit score.